:root{--brand-primary-border:color-mix(in srgb,var(--brand-primary)22%,white);--text-primary:#1c1917;--text-secondary:#57534e;--text-muted:#78716c;--text-inverse:#fff;--text-error:#dc2626;--text-link:#2d8a85;--bg-page:var(--surface-base,#fafaf8);--bg-card:var(--surface-elevated,#fff);--bg-input:var(--surface-elevated,#fff);--bg-hover:color-mix(in srgb,var(--surface-alt,#f3efe7)85%,white);--border-card:var(--border-subtle,#d8dfe5);--border-input:color-mix(in srgb,var(--border-subtle,#d8dfe5)90%,white);--border-error:#ef4444;--age-meta-accent:#64748b;--age-meta-accent-soft:color-mix(in srgb,var(--age-meta-accent)12%,white 88%);--age-meta-border:color-mix(in srgb,var(--age-meta-accent)34%,var(--border-card)66%);--age-meta-text:#334155;--btn-primary-bg:var(--brand-secondary,#c4633f);--btn-primary-text:#fff;--btn-primary-hover:var(--brand-secondary-deep,#a8522f);--space-xs:4px;--space-sm:8px;--space-md:12px;--space-lg:16px;--space-xl:20px;--space-2xl:24px;--radius-sm:6px;--radius-md:8px;--radius-lg:12px;--shadow-card:0 18px 38px #0f172a14;--shadow-sm:0 8px 18px #0f172a0d;--max-content-width:850px}.calculator-module__nfsvhW__page{background:radial-gradient(ellipse at 20% 0%,var(--brand-primary-tint)0%,transparent 50%),radial-gradient(ellipse at 80% 100%,#c4633f0f 0%,transparent 50%),var(--bg-page);min-height:100vh}.calculator-module__nfsvhW__pageContent{max-width:var(--max-content-width);padding:var(--space-lg);gap:var(--space-lg);flex-direction:column;margin:0 auto;display:flex}.calculator-module__nfsvhW__header{padding:var(--space-md)var(--space-lg);background:var(--bg-card);border-bottom:1px solid var(--border-card);z-index:100;position:sticky;top:0}.calculator-module__nfsvhW__headerInner{max-width:var(--max-content-width);justify-content:space-between;align-items:center;margin:0 auto;display:flex}.calculator-module__nfsvhW__headerLogo{align-items:center;gap:var(--space-sm);text-decoration:none;display:flex}.calculator-module__nfsvhW__headerIcon{border-radius:8px;width:40px;height:40px}.calculator-module__nfsvhW__headerTitle{color:var(--brand-primary-deep);font-size:18px;font-weight:700;font-family:var(--font-heading),Georgia,serif;margin:0}.calculator-module__nfsvhW__headerNav{gap:var(--space-lg);display:flex}.calculator-module__nfsvhW__headerNavLink{color:var(--text-secondary);padding:var(--space-xs)var(--space-sm);border-radius:var(--radius-sm);font-size:14px;font-weight:500;text-decoration:none;transition:background .15s,color .15s}.calculator-module__nfsvhW__headerNavLink:hover{background:var(--bg-hover);color:var(--brand-primary-deep)}.calculator-module__nfsvhW__headerCtaButton{background:var(--brand-primary);color:#fff;border-radius:8px;align-items:center;gap:8px;padding:10px 18px;font-size:14px;font-weight:600;text-decoration:none;transition:background .2s,transform .1s;display:flex}.calculator-module__nfsvhW__headerCtaButton:hover{background:var(--brand-primary-deep);color:#fff;transform:translateY(-1px)}.calculator-module__nfsvhW__headerCtaButton:active{transform:translateY(0)}.calculator-module__nfsvhW__ctaArrow{font-size:16px;transition:transform .2s}.calculator-module__nfsvhW__headerCtaButton:hover .calculator-module__nfsvhW__ctaArrow{transform:translate(3px)}.calculator-module__nfsvhW__mobileMenuButton{cursor:pointer;padding:var(--space-xs);color:var(--brand-primary-deep);background:0 0;border:none;display:none}.calculator-module__nfsvhW__mobileMenuIcon{background:currentColor;border-radius:1px;width:24px;height:2px;display:block;position:relative}.calculator-module__nfsvhW__mobileMenuIcon:before,.calculator-module__nfsvhW__mobileMenuIcon:after{content:"";background:currentColor;border-radius:1px;width:24px;height:2px;display:block;position:absolute;left:0}.calculator-module__nfsvhW__mobileMenuIcon:before{top:-7px}.calculator-module__nfsvhW__mobileMenuIcon:after{top:7px}.calculator-module__nfsvhW__mobileNav{background:var(--bg-card);border-bottom:1px solid var(--border-card);padding:var(--space-sm)var(--space-lg);box-shadow:var(--shadow-card);gap:var(--space-xs);flex-direction:column;display:none;position:absolute;top:100%;left:0;right:0}.calculator-module__nfsvhW__mobileNavOpen{display:flex}.calculator-module__nfsvhW__mobileNavLink{padding:var(--space-sm)var(--space-md);color:var(--text-secondary);border-radius:var(--radius-sm);font-size:15px;font-weight:500;text-decoration:none;transition:background .15s,color .15s;display:block}.calculator-module__nfsvhW__mobileNavLink:hover{background:var(--bg-hover);color:var(--brand-primary-deep)}.calculator-module__nfsvhW__mobileCtaButton{padding:var(--space-md);background:var(--btn-primary-bg);color:#fff;border-radius:var(--radius-sm);text-align:center;margin-top:var(--space-sm);font-size:15px;font-weight:600;text-decoration:none;display:block}.calculator-module__nfsvhW__mobileCtaButton:active{background:var(--btn-primary-hover)}.calculator-module__nfsvhW__card{background:var(--bg-card);border:1px solid var(--border-card);border-radius:var(--radius-lg);padding:var(--space-xl);box-shadow:var(--shadow-card);transition:transform .2s,box-shadow .2s}.calculator-module__nfsvhW__card:hover{transform:translateY(-1px);box-shadow:0 4px 12px #1c19171a}.calculator-module__nfsvhW__sectionHeader{align-items:center;gap:var(--space-sm);margin-bottom:var(--space-sm);display:flex}.calculator-module__nfsvhW__stepBadge{background:var(--brand-primary);width:24px;height:24px;color:var(--text-inverse);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;font-size:14px;font-weight:700;display:flex}.calculator-module__nfsvhW__sectionHeading{text-transform:uppercase;letter-spacing:.5px;color:var(--brand-primary-deep);margin:0;font-size:14px;font-weight:800}.calculator-module__nfsvhW__sectionHeaderRight{align-items:center;gap:var(--space-sm);margin-left:auto;display:flex}.calculator-module__nfsvhW__inputGroup{gap:var(--space-xs);flex-direction:column;display:flex}.calculator-module__nfsvhW__inputLabel{color:var(--text-secondary);margin:0;font-size:14px;font-weight:500}.calculator-module__nfsvhW__parentLabelA{text-transform:uppercase;letter-spacing:.5px;color:var(--brand-primary);font-size:14px;font-weight:600}.calculator-module__nfsvhW__parentLabelB{text-transform:uppercase;letter-spacing:.5px;color:var(--text-secondary);font-size:14px;font-weight:600}.calculator-module__nfsvhW__currencyInputWrapper{align-items:center;width:200px;display:inline-flex;position:relative}.calculator-module__nfsvhW__currencySymbol{color:var(--text-muted);z-index:1;pointer-events:none;font-size:18px;font-weight:500;position:absolute;left:12px}.calculator-module__nfsvhW__currencyInput{border:1.5px solid var(--border-input);border-radius:var(--radius-md);background:var(--bg-input);width:100%;color:var(--text-primary);outline:none;padding:10px 12px 10px 32px;font-size:18px;transition:border-color .15s}.calculator-module__nfsvhW__currencyInput:focus{border-color:var(--brand-primary);box-shadow:0 0 0 3px #2d8a851f}.calculator-module__nfsvhW__currencyInput.calculator-module__nfsvhW__inputError{border-color:var(--border-error);background:#fef2f2}.calculator-module__nfsvhW__errorText{color:var(--text-error);margin-top:var(--space-xs);font-size:14px}.calculator-module__nfsvhW__childrenList{gap:var(--space-md);flex-direction:column;display:flex}.calculator-module__nfsvhW__childRow{border:1px solid var(--border-card);border-radius:var(--radius-md);background:var(--bg-card);box-shadow:var(--shadow-sm);padding:20px 12px 12px;transition:border-color .15s;position:relative}.calculator-module__nfsvhW__childRow:hover{border-color:var(--brand-primary-border)}.calculator-module__nfsvhW__childRowError{background:#fef2f2;border-color:#ef4444}.calculator-module__nfsvhW__childRowGrid{gap:var(--space-lg);padding:var(--space-md);border-radius:var(--radius-md);border:1px solid var(--border-card);background:#f7f5f2;flex-wrap:wrap;display:flex}.calculator-module__nfsvhW__childRowParents{gap:var(--space-lg);flex-wrap:nowrap;display:flex}.calculator-module__nfsvhW__childRowOptions{gap:var(--space-lg);align-items:flex-end;display:flex}.calculator-module__nfsvhW__childInputItem{flex-direction:column;align-items:stretch;gap:6px;display:flex}.calculator-module__nfsvhW__childInputLabel{text-transform:uppercase;letter-spacing:.5px;font-size:12px;font-weight:600}.calculator-module__nfsvhW__childInputLabelA{color:var(--brand-primary)}.calculator-module__nfsvhW__childInputLabelB{color:var(--text-secondary)}.calculator-module__nfsvhW__careInput{text-align:center;border:1px solid var(--border-input);border-radius:var(--radius-md);background:var(--bg-card);width:70px;color:var(--text-primary);outline:none;padding:8px;font-size:18px;transition:border-color .15s}.calculator-module__nfsvhW__careInput:focus{border-color:var(--brand-primary);box-shadow:0 0 0 3px #2d8a851f}.calculator-module__nfsvhW__removeButton{background:var(--brand-primary);color:#fff;cursor:pointer;border:none;border-radius:50%;justify-content:center;align-items:center;width:32px;height:32px;font-size:16px;font-weight:700;line-height:1;transition:background .15s;display:flex;position:absolute;top:4px;right:4px;box-shadow:0 2px 4px #1c19171a}.calculator-module__nfsvhW__removeButton:hover{background:var(--brand-primary-deep)}.calculator-module__nfsvhW__warningText{margin-top:var(--space-sm);color:#dc2626;font-size:11px;font-weight:500}.calculator-module__nfsvhW__advisoryText{margin-top:var(--space-sm);color:#ea580c;font-size:11px;font-weight:500}.calculator-module__nfsvhW__addChildButton{margin-top:var(--space-md);border:1px solid var(--brand-primary-border);border-radius:var(--radius-md);background:var(--brand-primary-tint);color:var(--brand-primary);cursor:pointer;text-align:center;padding:12px;font-size:14px;font-weight:600;transition:background .15s}.calculator-module__nfsvhW__addChildButton:hover{background:#d0edeb}.calculator-module__nfsvhW__addChildSplit{margin-top:var(--space-md);border:1px solid var(--border-card);border-radius:var(--radius-md);display:flex;overflow:hidden}.calculator-module__nfsvhW__addChildSplitButton{--age-band-accent:var(--age-meta-accent);--age-band-accent-soft:var(--age-meta-accent-soft);--age-band-border:var(--age-meta-border);--age-band-text:var(--age-meta-text);color:var(--age-band-text);cursor:pointer;text-align:center;box-shadow:inset 0 -2px 0 var(--age-band-accent);background:#fff;border:none;flex:1;padding:12px;font-size:14px;font-weight:600;transition:background .15s,color .15s,box-shadow .15s}.calculator-module__nfsvhW__addChildSplitButton:first-child{border-right:1px solid var(--border-card)}.calculator-module__nfsvhW__addChildSplitButton:hover{background:var(--age-band-accent-soft)}.calculator-module__nfsvhW__addChildSplitButton:active{background:color-mix(in srgb,var(--age-band-accent)12%,white)}.calculator-module__nfsvhW__panelAddChildSplit{grid-template-columns:1fr 1fr;gap:.5rem;width:min(100%,22rem);display:grid}.calculator-module__nfsvhW__panelAddChildSplitButton{--age-band-accent:var(--age-meta-accent);--age-band-accent-soft:var(--age-meta-accent-soft);--age-band-border:var(--age-meta-border);--age-band-text:var(--age-meta-text);border:1px solid var(--age-band-border);border-bottom:2px solid var(--age-band-accent);background:var(--surface-elevated);min-height:3rem;color:var(--age-band-text);letter-spacing:.08em;text-transform:uppercase;cursor:pointer;padding:.8rem 1rem;font-size:.76rem;font-weight:700;transition:background-color .18s,border-color .18s,color .18s}.calculator-module__nfsvhW__childrenEmptyActions{grid-template-columns:repeat(2,minmax(11rem,13.5rem));justify-content:center;gap:.85rem;width:100%;display:grid}.calculator-module__nfsvhW__childrenEmptyActionButton{--age-band-accent:var(--age-meta-accent);--age-band-accent-soft:var(--age-meta-accent-soft);--age-band-border:var(--age-meta-border);--age-band-text:var(--age-meta-text);border:1px solid var(--age-band-border);border-bottom:3px solid var(--age-band-accent);background:var(--surface-elevated);min-height:4rem;color:var(--age-band-text);letter-spacing:.1em;text-transform:uppercase;cursor:pointer;padding:1rem 1.2rem;font-size:.9rem;font-weight:700;transition:transform .18s,border-color .18s,background-color .18s}.calculator-module__nfsvhW__childrenEmptyActionButton:hover{border-color:color-mix(in srgb,var(--age-band-accent)48%,white 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.15s;display:flex}.calculator-module__nfsvhW__calculateButton:hover{background:var(--btn-primary-hover);transform:scale(1.02)}.calculator-module__nfsvhW__calculateButton:disabled{opacity:.6;cursor:not-allowed}.calculator-module__nfsvhW__resultsCard{background:var(--bg-card);border:2px solid var(--brand-primary);border-radius:var(--radius-lg);padding:var(--space-xl);box-shadow:0 4px 12px #2d8a851f}.calculator-module__nfsvhW__resultsHeader{text-align:center;margin-bottom:var(--space-lg)}.calculator-module__nfsvhW__resultsPayer{color:var(--text-secondary);text-transform:uppercase;letter-spacing:.07em;margin:0 0 var(--space-xs);font-size:14px;font-weight:800}.calculator-module__nfsvhW__resultsAmount{color:var(--brand-primary-deep);font-size:48px;font-weight:800;font-family:var(--font-heading),Georgia,serif;margin:0}.calculator-module__nfsvhW__resultsSubAmount{color:var(--text-muted);margin:var(--space-xs)0 0;font-size:16px;font-weight:500}.calculator-module__nfsvhW__resultsSubAmounts{margin-top:var(--space-xs);gap:.15rem;display:grid}.calculator-module__nfsvhW__resultsChildRow{padding:var(--space-sm)0;justify-content:space-between;align-items:center;display:flex}.calculator-module__nfsvhW__resultsChildRowCompact{justify-content:space-between;align-items:center;padding:.2rem 0;display:flex}.calculator-module__nfsvhW__resultsChildLabel{color:var(--text-secondary);font-size:14px}.calculator-module__nfsvhW__resultsChildValue{color:var(--text-primary);font-size:14px;font-weight:600}.calculator-module__nfsvhW__npcShareSplit{gap:var(--space-lg);padding:var(--space-xs)0 var(--space-sm);grid-template-columns:1fr 1fr;display:grid}.calculator-module__nfsvhW__npcShareCol{flex-direction:column;gap:.1rem;display:flex}.calculator-module__nfsvhW__npcShareLabel{text-transform:uppercase;letter-spacing:.07em;color:inherit;margin-bottom:.4rem;font-size:14px;font-weight:800}.calculator-module__nfsvhW__npcShareAmount{font-size:22px;font-weight:700;font-family:var(--font-heading),Georgia,serif;color:var(--text-primary);margin-bottom:.1rem;line-height:1}.calculator-module__nfsvhW__npcShareSub{color:var(--text-primary);opacity:.7;font-size:13px;font-weight:500}.calculator-module__nfsvhW__periodSelect{border:1px solid var(--border-input);border-radius:var(--radius-sm);background:var(--bg-card);color:var(--text-primary);cursor:pointer;outline:none;height:32px;padding:6px 8px;font-size:13px;font-weight:600}.calculator-module__nfsvhW__periodSelect:focus{border-color:var(--brand-primary)}.calculator-module__nfsvhW__yearSelector{border-radius:var(--radius-sm);border:1px solid var(--border-input);display:inline-flex;overflow:hidden}.calculator-module__nfsvhW__yearButton{background:var(--bg-hover);color:var(--text-muted);cursor:pointer;border:none;padding:4px 12px;font-size:13px;font-weight:600;transition:background .15s,color .15s}.calculator-module__nfsvhW__yearButton:not(:last-child){border-right:1px solid var(--border-input)}.calculator-module__nfsvhW__yearButtonActive{background:var(--brand-primary);color:var(--text-inverse)}.calculator-module__nfsvhW__expandableButton{align-items:center;gap:var(--space-sm);padding:var(--space-sm)var(--space-md);border:1px solid var(--border-card);border-radius:var(--radius-md);background:var(--bg-card);color:var(--text-secondary);cursor:pointer;text-align:left;width:100%;font-size:13px;font-weight:500;transition:background .15s;display:flex}.calculator-module__nfsvhW__expandableButton:hover{background:var(--bg-hover)}.calculator-module__nfsvhW__expandableArrow{margin-left:auto;font-size:12px;transition:transform 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var(--border-card);border-radius:var(--radius-md)}.calculator-module__nfsvhW__checkboxRow{align-items:center;gap:var(--space-sm);cursor:pointer;display:flex}.calculator-module__nfsvhW__checkboxLabel{color:var(--text-secondary);cursor:pointer;font-size:13px;font-weight:500}.calculator-module__nfsvhW__npcSubOptions{margin-top:var(--space-md);padding-left:var(--space-xl);gap:var(--space-sm);flex-direction:column;display:flex}.calculator-module__nfsvhW__modalOverlay{z-index:2000;background:#1c191780;justify-content:center;align-items:center;display:flex;position:fixed;inset:0}.calculator-module__nfsvhW__modalCard{background:var(--bg-card);border-radius:var(--radius-lg);padding:var(--space-2xl);width:90%;max-width:480px;box-shadow:0 8px 24px #1c191733}.calculator-module__nfsvhW__modalTitle{color:var(--brand-primary-deep);font-size:18px;font-weight:700;font-family:var(--font-heading),Georgia,serif;margin:0 0 var(--space-md)}.calculator-module__nfsvhW__modalText{color:var(--text-secondary);margin:0 0 var(--space-lg);font-size:14px;line-height:1.5}.calculator-module__nfsvhW__modalActions{gap:var(--space-md);justify-content:flex-end;display:flex}.calculator-module__nfsvhW__modalButtonPrimary{border-radius:var(--radius-md);background:var(--btn-primary-bg);color:var(--btn-primary-text);cursor:pointer;border:none;padding:10px 20px;font-size:14px;font-weight:600}.calculator-module__nfsvhW__modalButtonSecondary{border:1px solid var(--border-card);border-radius:var(--radius-md);background:var(--bg-card);color:var(--text-secondary);cursor:pointer;padding:10px 20px;font-size:14px;font-weight:600}@media (min-width:768px){.calculator-module__nfsvhW__resultsAmount{font-size:72px}}@media (max-width:640px){.calculator-module__nfsvhW__currencyInputWrapper{width:160px}.calculator-module__nfsvhW__childRowParents{gap:var(--space-sm);flex-wrap:wrap}.calculator-module__nfsvhW__childInputItem{flex:1;min-width:0}.calculator-module__nfsvhW__childRowOptions{justify-content:space-between;width:100%}.calculator-module__nfsvhW__headerNav{display:none}.calculator-module__nfsvhW__mobileMenuButton{justify-content:center;align-items:center;display:flex}}.calculator-module__nfsvhW__breakdownToggle{border:1.5px solid var(--brand-primary-border);border-radius:var(--radius-lg);background:var(--brand-primary-tint);width:100%;color:var(--brand-primary);cursor:pointer;text-align:center;justify-content:center;align-items:center;gap:var(--space-sm);padding:14px;font-size:15px;font-weight:700;transition:background .15s,border-color 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